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We want you to have the most accurate weather report you can. Hydro One deal to buy U. BATHTUB GIRLS: Mom killer now an articling student for T. Unauthorized distribution, transmission or republication strictly prohibited. How Much Do I Need for Retirement? The Safe Withdrawal Rate is the maximum rate at which you can spend your retirement savings, such that you don’t run out in your lifetime. That sounds nice and simple, but unfortunately it’s an unpredictable thing to nail down.
After all, you don’t know what sort of rollercoaster rides the economy will take your retirement savings on, and you also don’t know what rate of inflation will persist through your lifetime. How can we possibly know how much money we will need to live on in retirement? The answers you get to this question vary widely. Financial Independence enthusiasts will have the closest-to-correct answer: take your annual spending, and multiply it by somewhere between 20 and 50. Safe Withdrawal Rate, which is my own personal favorite number.