How to invest in money market funds in india

Depending upon your risk profile and longevity of holding period, you can chose between various debt, equity and balanced funds. 10 best funds available in the market today. The list has considered funds’ consistency over the long term, volatility, ability to deliver returns commensurate with how to invest in money market funds in india levels, and investment style, and is a mix of pure equity, pure debt, and balanced funds.

This is a pure large-cap fund. Given that mid-caps are overheated and likely to correct further, sticking to large-caps is a prudent move. A quality large-cap fund, it beats the Nifty 100 index, the representative index for large-cap stocks, all the time in both the short-term and long-term. It is similarly consistent in beating category average. It maintains a higher-than-average risk-adjusted return. While financials and energy are its biggest sectors, it also holds good exposure to automobiles and consumer durables, besides dark-horses healthcare and software.

This fund is the best in its category in terms of consistency in beating the Nifty 500 index and category average. Being a diversified or multi-cap fund, it can provide a mid-cap exposure while keeping a control over risk. Its risk-adjusted return is also well above the category average. Its current portfolio balances both consumer sectors and cyclical ones, allowing it to make the best of all opportunities.

This fund is able to beat its category average and the Nifty 500 index almost all the time when 3-year returns are rolled over 5 years. It is especially good at containing downsides during market corrections. Its volatility is marginally lower than the category average, while its risk-adjusted returns are much better. Aggressive index all the time by an average margin of 7 percentage points. Owing to a higher-than-average exposure to equity, and within that in mid-cap and small-cap stocks, the fund’s volatility is on the higher side.

Its risk-adjusted returns, though, hold strong above the category. This fund is consistently better than its category. It posts above-average returns and has among the best risk-adjusted returns of its category. With volatility being inherent in a dynamic bond fund, this fund has managed to keep its volatility lower than most peers.