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Please search the new website to check for the most recent information. Frequently Asked Questions about 201 CMR 17. Mini-COBRA in the provision of certain notices and in collecting premiums. Please see Sections 2 and 4 for more information on notices and premiums. While COBRA and Mini-COBRA are similar, they are not identical and do contain differences. Mini-COBRA is a state law and is enforced by the Division of Insurance. COBRA generally applies to group health plans offered by employers with 20 or more employees.