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Couch potato investing 2017

After two years with no changes to my Couch Potato model portfolios, the 2017 edition comes with an update to the ETF version. Before I get to the details, I feel compelled to stress that if you’re currently using the older ETF portfolio, there is absolutely no reason to change. The funds I’ve swapped here are a wee bit cheaper, but the cost of selling your existing ETFs and buying the new ones couch potato investing 2017 certainly outweighs the benefits. And if the transactions would involve realizing taxable gains, then making a switch is downright nutty.